This research focuses on credit access in Israel, and puts forward a number of recommendations to reach fuller financial inclusion in the country. The major recommendation is to pass an equitable credit law in Israel, focused on the application of the Community Reinvestment Act (CRA) in the U.S.

An Israeli CRA would allow for credit to be more accessible irrespective of region, would remove some of the barriers in accessing credit experienced by the non-profit sector and small businesses, and would improve the financial situations of lower- and middle-class communities in the country.